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Building and Contents Insurance for Small Businesses at Home

Running a small business from your UK home? Standard building and contents insurance might not cover your work setup. Here’s how to protect both your home and business under one roof.

Home vs. Business Risks

Personal insurance covers your sofa, not your stock or office gear. A fire could wipe out both, but basic policies often exclude business use. In the UK, more people work from home than ever—don’t get caught out.

What You Need

Building insurance for structural damage, plus contents insurance with business add-ons for equipment, inventory, and liability. Some insurers offer combined “home business” policies—perfect for freelancers or Etsy sellers.

Finding the Right Policy

Disclose your business use upfront—hiding it risks denied claims. Compare coverage limits, excess, and extras like legal protection. Compare100.com connects you to UK insurers who get small businesses.

Final Thoughts

Your home business deserves full protection. Blend building and contents insurance seamlessly—start at Compare100.com now.

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