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Top 10 Mistakes to Avoid with UK Home Insurance

Building and contents insurance is a must in the UK, but it’s easy to trip up. From underestimating costs to skipping reviews, here are the top 10 mistakes to dodge for solid home insurance coverage.

1-5: The Big Blunders

1. Underinsuring: Guessing your rebuild cost or contents value leaves you short. Use calculators. 2. Ignoring Excess: High excess can make claims unaffordable—balance it. 3. Skipping Extras: No accidental damage cover? That spilled paint’s on you. 4. Not Comparing: Sticking with one provider might cost more—shop around at Compare100.com. 5. Forgetting Valuables: High-value items need listing, or they’re capped.

6-10: Sneaky Pitfalls

6. Letting It Lapse: Gaps raise future premiums. 7. Misjudging Risks: Flood zone? Get specific cover. 8. Overlooking Reviews: Old policies might not fit new needs. 9. Ignoring Claims Process: Slow insurers ruin the point—check reviews. 10. Not Disclosing: DIY or business use? Tell your insurer.

Final Thoughts

Avoid these mistakes for watertight UK home insurance. Compare building and contents policies at Compare100.com to sidestep pitfalls and save.

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