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Understanding Excess in Building and Contents Insurance

“Excess” pops up a lot in UK insurance policies—but what is it, and why does it matter? Let’s break it down.

What Is Excess?

It’s the amount you pay towards a claim before your insurer steps in. There’s compulsory excess (set by them) and voluntary excess (you choose).

Why It Matters

Higher excess can lower your premium, but it means more out-of-pocket costs during a claim. Balance it right with Compare100.com.

Final Thoughts

Know your excess before you sign up. Compare policies at Compare100.com to find the sweet spot.

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