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How to Lower Your Building and Contents Insurance Premiums

Building and contents insurance is a must, but no one wants to overpay. The good news? There are plenty of ways to cut your premiums without sacrificing coverage. Here’s how UK homeowners and renters can save.

Increase Your Excess

Opting for a higher voluntary excess—the amount you pay before a claim—can lower your premium. Just ensure it’s affordable if you need to claim.

Improve Home Security

Fit approved locks, alarms, or a safe, and insurers might offer a discount. Less risk means lower costs.

Bundle Your Policies

Combining building and contents insurance with one provider often saves money. Compare bundled deals at Compare100.com.

Pay Annually

Paying your premium upfront avoids monthly interest charges—a quick win for your wallet.

Final Thoughts

Saving on insurance doesn’t mean skimping on protection. Try these tips and explore more options at Compare100.com, where you can compare UK providers and lock in a great deal today.

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