What to Do If Your Insurance Claim Is Denied A denied building or contents insurance claim can feel like a punch in the gut. In the UK, you’ve got options. Here’s how to handle it. Understand Why Ask your insurer for a clear explanation—exclusions or missed payments are common culprits. Appeal or Switch Challenge the decision with evidence, or find a better provider at Compare100.com . Final Thoughts Don’t give up after a denial. Compare new policies at Compare100.com and get back on track.